Investment Options - NY529 Advisor Site
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Investment Options

Whether you want to grow assets for college or preserve what you've already earned, the Advisor-Guided Plan offers investment options to meet your unique goals, timeframe and risk tolerance.

Your advisor can help you choose from three distinct approaches to gain access to underlying funds from J.P. Morgan as well as exchange-traded funds from State Street Global Advisors.

Age-Based Portfolio

This approach simplifies investing to one easy decision. Your assets start in a globally diversified portfolio appropriate for the account beneficiary’s age and then automatically become more conservative as college gets closer. The goal is to maximize return potential in early years and reduce risks when you need to protect capital and generate income for college expenses.

How does it work?

Select this option and let J.P. Morgan handle the rest.

Select your target age to view the related portfolio.

JPMorgan 529 Aggressive Age-Based Portfolio [Age 0-5]  

Consult with your financial advisor

Work with your financial advisor to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.

JPMorgan 529 Moderate Growth Age-Based Portfolio [Age 6-9]  

Consult with your financial advisor

Work with your financial advisor to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.

JPMorgan 529 Moderate Age-Based Portfolio [Age 10-12]  

Consult with your financial advisor

Work with your financial advisor to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.

JPMorgan 529 Conservative Growth Age-Based Portfolio [Age 13-14]  

Consult with your financial advisor

Work with your financial advisor to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.

JPMorgan 529 Conservative Age-Based Portfolio [Age 15-17]  

Consult with your financial advisor

Work with your financial advisor to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.

JPMorgan 529 College Age-Based Portfolio [Age 18 and over]  

Consult with your financial advisor

Work with your financial advisor to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.

 

*The Portfolio's investment in the JPMorgan U.S. Government Money Market Fund is neither insured nor guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. Although the JPMorgan U.S. Government Money Market Fund seeks to preserve the value of your investment at $1.00 per share, it is possible that the Portfolio may lose money by investing in the Fund.

The asset allocation shown in the above chart represents strategic allocations as of April 30, 2017 and may be modified over short to intermediate term.

Asset Allocation Portfolios

Like the age-based portfolio, these portfolios are broadly diversified across markets and portfolio managers. The difference is that the asset mix in an asset allocation portfolio stays the same unless you and your advisor decide to switch to a different investment pursuing a different objective.

How does it work?
  • Choose your portfolio(s)
  • Switch portfolios as your needs change over time
Select your portfolio
  • JPMorgan 529 Aggressive Portfolio

  • JPMorgan 529 Moderate Growth Portfolio

  • JPMorgan 529 Moderate Portfolio

  • JPMorgan 529 Conservative Growth Portfolio

  • JPMorgan 529 Conservative Portfolio

  • JPMorgan 529 College Portfolio

  • JPMorgan 529 All Fixed Income Portfolio

 

*The Portfolio's investment in the JPMorgan U.S. Government Money Market Fund is neither insured nor guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. Although the JPMorgan U.S. Government Money Market Fund seeks to preserve the value of your investment at $1.00 per share, it is possible that the Portfolio may lose money by investing in the Fund.

The asset allocation shown in the above chart represents strategic allocations as of April 30, 2017 and may be modified over short to intermediate term.

Individual Portfolios

For maximum customization potential, you and your advisor can choose individual portfolios, each investing in a single underlying asset class. Select one individual portfolio to round out your existing holdings or combine several to create and control an asset mix customized to your specific needs.

How does it work?
  • Choose your portfolio(s)
  • Decide how much to allocate to each
  • Adjust your portfolio mix as appropriate
ASSET CLASS
INDIVIDUAL PORTFOLIOS
U.S. Equity

JPMorgan 529 Equity Income Portfolio

JPMorgan 529 Growth Advantage Portfolio

JPMorgan 529 Large Cap Growth Portfolio

SSGA 529 Russell 3000 ETF Portfolio

JPMorgan 529 Mid Cap Value Portfolio

JPMorgan 529 Small Cap Equity Portfolio

SSGA 529 S&P 600 Small Cap ETF Portfolio

International Equity

JPMorgan 529 International Equity Portfolio

SSGA 529 MSCI ACWI ex-US ETF Portfolio

SSGA 529 S&P World ex-US ETF Portfolio

Alternative

JPMorgan 529 Realty Income Portfolio

Fixed Income

JPMorgan 529 Core Bond Portfolio

JPMorgan 529 Short Duration Bond Portfolio

JPMorgan 529 Inflation Managed Bond Portfolio

Cash Equivalents

JPMorgan 529 U.S. Government Money Market Portfolio

Consult your financial advisor

Work with your financial advisor to develop your college savings plan. Together, you can determine your college goals, open an account, choose investments and discuss ways to maximize the Plan's benefits.


*The Portfolio's investment in the JPMorgan U.S. Government Money Market Fund is neither insured nor guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. Although the JPMorgan U.S. Government Money Market Fund seeks to preserve the value of your investment at $1.00 per share, it is possible that the Portfolio may lose money by investing in the Fund.